Ratio closes a €650,000 round to continue driving the digitization of the real estate market

Ratio, the first platform that fully digitizes real estate promotion and investment processes, closes a funding round of 650,000 euros with the strategic objective of continuing to enhance its product and expand its presence in the Spanish real estate market.

The operation is structured through 450,000 euros in equity investment in the company, a contribution led by several business angels from the company SeQura (fintech) and the proptech and real estate sector, as well as the tech consultancy Orion Capital Advisors with contributions from its partners: Eduardo Grüneisen, Dario Dofman, and Patricio Wainstein. The remaining 200,000 euros correspond to a participatory loan granted by the public Empresa Nacional de Innovación (ENISA), an entity under the Ministry of Industry, Trade and Tourism.

This combined support between public and private capital is a key recognition of Ratio's business model, which in its first year of activity has facilitated real estate investments worth more than 10 million euros and plans to double this amount by 2025, which would mean a revenue of more than 500,000 euros for the company at year-end.

The fact that business angels with extensive experience in sectors such as fintech, e-commerce, and real estate trust Ratio from such early stages is a clear sign of how disruptive our technological proposal is and the confidence generated by the business model. This capital injection will allow us to accelerate the platform's development and continue optimizing each phase of real estate promotion, improving efficiency for all involved parties and thus boosting the market offering. – Nicolás Araujo Müller, co-founder and CEO of Ratio.

Ratio's platform enables real estate developers to fully digitize the management of their operations and access much more agile and efficient financing avenues through a global network of investors managed by the company itself. The implementation of product and technology allows for the optimization and automation of processes, reduction of numerous commissions, and elimination of bureaucratic obstacles, thus maximizing the profitability of each project. 

After enabling the development of six complete real estate projects in Barcelona during 2024, in which more than 170 investors from different countries participated, Ratio's roadmap for 2025 also includes expanding into other key markets in the Spanish territory, such as Madrid or the Balearic Islands.

ENISA: More than a loan, an institutional recognition.

ENISA's support for Ratio's project is considered by the company as a key validation by the public entity, beyond its economic impact. 

The process to access this participatory loan requires demonstrating a high level of innovation, a proven business model, and a solid enough financial structure to scale. Rigorous requirements that Ratio has successfully surpassed after the exhaustive analysis of an entity committed to transforming the Spanish business landscape.

While the received funding will help us continue to drive technology and business forward, this certification also represents a key institutional support that reinforces Ratio's credibility, as well as the confidence of other investors and strategic partners in the project. – Nicolás Araujo, co-founder and CEO of Ratio.