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Hero Image Building

Gain exclusive access to off-market real estate investment opportunities 

Gain exclusive access to off-market real estate investment opportunities 

Our Investment Club connects investors and family offices with high-quality opportunities developed through Ratio.

Our Investment Club connects investors and family offices with high-quality opportunities developed through Ratio.

Edificio moderno con terrazas verdes que representa los proyectos financiados e inversores de Ratio.

+12M€

INVESTED

+180

INVESTORS

8

FUNDED PROJECTS

Private Investment Club

Private Investment Club

We thoroughly analyze each transaction in our portfolio, presenting only validated projects with the highest quality standards and risk-adjusted returns.

We thoroughly analyze each transaction in our portfolio, presenting only validated projects with the highest quality standards and risk-adjusted returns.

Icono de mano con llave que representa el acceso exclusivo a proyectos inmobiliarios off-market.
Icono de mano con llave que representa el acceso exclusivo a proyectos inmobiliarios off-market.
Icono de mano con llave que representa el acceso exclusivo a proyectos inmobiliarios off-market.

Exclusive access to off-market real estate projects

Discover opportunities you won't find in the traditional market, selected for their high potential and clear viability.

Icono de engranaje y globo digital que simboliza el proceso de inversión 100 % digital.
Icono de engranaje y globo digital que simboliza el proceso de inversión 100 % digital.
Icono de engranaje y globo digital que simboliza el proceso de inversión 100 % digital.

100% Digital Investment Process

Sign contracts, make payments, and confirm your participation easily, intuitively, and without paperwork, wherever you are.


Sign contracts, make payments, and confirm your participation easily, intuitively, and without paperwork, wherever you are.

Sign contracts, make payments, and confirm your participation easily, intuitively, and without paperwork, wherever you are.

Icono de monitor con gráficos que representa el portal centralizado del inversor.
Icono de monitor con gráficos que representa el portal centralizado del inversor.
Icono de monitor con gráficos que representa el portal centralizado del inversor.

Centralized Investor Portal

Review documentation, manage your portfolio, and access all information in one place.



Review documentation, manage your portfolio, and access all information in one place.

Review documentation, manage your portfolio, and access all information in one place.

Icono de personas conectadas que ilustra el reporting automático y la comunicación directa.

Automated reporting and direct communication

Receive regular updates about your investments, maintaining direct contact with the project developer at all times.


Receive regular updates about your investments, maintaining direct contact with the project developer at all times.

Receive regular updates about your investments, maintaining direct contact with the project developer at all times.

Icono de edificio con escudo que representa la seguridad y el cumplimiento normativo.

Security and Regulatory Compliance

All the projects we present to you undergo thorough legal and financial due diligence, ensuring you complete confidence.



All the projects we present to you undergo thorough legal and financial due diligence, ensuring you complete confidence.

All the projects we present to you undergo thorough legal and financial due diligence, ensuring you complete confidence.

Icono de red de personas que simboliza la flexibilidad y diversificación en las inversiones.

Flexibility and diversification in your investments

Choose from different projects according to the type of investment and time horizon to adjust your portfolio to your goals and risk level.

What They Say About Us

What They Say About Us

Juan Manuel G.

Family Office Manager

Ratio provides me the peace of mind of having all the information centralized and updated in real time. The reporting is clear, allowing me to make decisions with confidence and without surprises.

María L.

Private Investor

What I value most about Ratio is the access to projects that are not on the open market. As an investor, being able to engage in such opportunities allows me to diversify with quality assets that I would not otherwise know about.

Andrés P.

Individual Investor

The investment experience is completely digital: from contract signing to tracking profitability. I manage everything from a single dashboard, without paperwork and with complete clarity.


Real Estate Investor Logbook

Stay up-to-date with the latest data published in the sector, the most relevant market news, and new opportunities available to members of our Private Investment Club.

Subscribe to the monthly newsletter from Ratio and receive all this information directly in your inbox.

Comprehensive management of real estate projects.

Do you have an opportunity at hand?

Hero Image Building

Gain exclusive access to off-market real estate investment opportunities 

We help developers, owners, and investors manage their operations more efficiently through our technology and specialized services.

+12M€

INVESTED

+180

INVESTORS

8

FUNDED PROJECTS

Hero Image Building

Gain exclusive access to off-market real estate investment opportunities 

We help developers, owners, and investors manage their operations more efficiently through our technology and specialized services.

+12M€

INVESTED

+180

INVESTORS

8

FUNDED PROJECTS

*The Ratio Investment Club is a private investors' club and does not constitute an investment platform regulated by the Spanish National Securities Market Commission (CNMV) or the Bank of Spain. All information provided is for informational purposes only and should not be interpreted as an investment recommendation. The projects presented on this website have not been reviewed or authorized by these organizations and may involve risks, including the total or partial loss of invested capital, lack of liquidity, or failure to achieve expected returns. Investors are advised to participate only with amounts they are willing to assume as a loss and to diversify their investments to mitigate potential risks.

Comprehensive management of real estate projects.

Do you have an opportunity at hand?

Comprehensive management of real estate projects.

Do you have an opportunity at hand?

Comprehensive management of real estate projects.

Do you have an opportunity at hand?

Comprehensive management of real estate projects.

Do you have an opportunity at hand?

*The Ratio Investment Club is a private investors' club and does not constitute an investment platform regulated by the Spanish National Securities Market Commission (CNMV) or the Bank of Spain. All information provided is for informational purposes only and should not be interpreted as an investment recommendation. The projects presented on this website have not been reviewed or authorized by these organizations and may involve risks, including the total or partial loss of invested capital, lack of liquidity, or failure to achieve expected returns. Investors are advised to participate only with amounts they are willing to assume as a loss and to diversify their investments to mitigate potential risks.

Logos de la Unión Europea, Gobierno de España, Enisa y Plan de Recuperación, Transformación y Resiliencia.

*The Ratio Investment Club is a private investors' club and does not constitute an investment platform regulated by the Spanish National Securities Market Commission (CNMV) or the Bank of Spain. All information provided is for informational purposes only and should not be interpreted as an investment recommendation. The projects presented on this website have not been reviewed or authorized by these organizations and may involve risks, including the total or partial loss of invested capital, lack of liquidity, or failure to achieve expected returns. Investors are advised to participate only with amounts they are willing to assume as a loss and to diversify their investments to mitigate potential risks.