Proptech Ratio secures $10 million in real estate investment and accelerates its expansion in 2025

Ratio, the first platform to fully digitize real estate project development, has facilitated the investment of 10 million euros in residential and commercial projects in Barcelona. Aiming to continue modernizing the local real estate market, the company is preparing to expand to other cities in Spain by 2025, when it expects to double this figure and reach 20 million euros in transaction volume.

Through its platform, Ratio offers real estate developers the necessary technological tools to identify new opportunities, structure projects and finance them more quickly and efficiently, providing access to a diversified and global investor base managed by the company itself. This enables developers to reduce their dependence on banks and institutional funds, save on costs and interest, and maximize their profitability and that of the investor.

Our mission is to lead the digital transformation of the real estate sector, starting with promotion and investment processes. Just as e-commerce revolutionized the buying and selling of goods and services, we believe that Ratio's technology can play a fundamental role in making real estate projects much more accessible, transparent, and easy to manage. – Nicolás Araujo Müller, co-founder and CEO of Ratio.

Success cases in various real estate segments

The platform has proven to be key in the structuring, financing, and marketing of projects for developers focused on both the residential and commercial areas. Within this latter segment, a standout is the Company House project developed by Psquared, an office developer specialized in acquiring unused spaces for transformation and reintegration into the market. In this case, the company identified an old office a few meters from the Sagrada Familia, with the potential to become a high-value strategic space.

This operation required a capital contribution of 2.4 million euros, and Ratio's technology was decisive in facilitating the entry of investors who financed the property purchase in just two months. Additionally, CRM, automation, and AI tools integrated into the platform allowed Psquared to efficiently manage the relationship with these investors, handling all operations and ensuring them total profitability exceeding 30%.

In the residential segment, Digital Nomad Housing is another successful project in which Ratio played a key role. In this case, the Catalan developer Joum proposed buying a building of 28 units and a single owner in Barcelona's 22@ district, with the idea of renovating it and adapting it to the growing demand for flexible housing for digital nomads. The resources provided by Ratio optimized the financing and development of the project by introducing two complementary investment modalities, which raised a total of 3 million euros:

On one hand, joint participation, through which private investors co-invest in a series of units that are renovated and managed by the developer itself. A 'turnkey' service whereby investors only have to focus on receiving their returns month by month through the platform. On the other hand, the presale of the remaining units to private buyers, who can access much more competitive pricing by acquiring property rights before the new horizontal subdivision of the building is carried out.

Following the traditional model, this acquisition would have required much more of the developer's own capital, the request for a bank loan, and probably the final sale to a fund; all of which would inflate costs, time, and exacerbate the scarcity of supply in the market. Ratio enabled a much more efficient financing structure for the operation, involving investors and private buyers who also greatly benefited. – Nicolás Araujo Müller.

Greater investment and expansion, key goals for 2025

After a year of activity and well-proven product and technology, Ratio is confident in doubling the amount of investment raised to date during this year and closing 2025 with a transaction volume of 20 million euros, generating a revenue of around half a million euros for the company thanks to the service fees it is starting to implement. The company already has several projects signed off that will be developed over the coming months through its platform.

Additionally, Ratio also aims to introduce its technology to other markets in the country this year, such as Madrid or the Balearic Islands, with the goal of contributing to the digitization and transparency of the sector nationwide and continuing to eliminate barriers between local developers and investors from around the world.

This past year has allowed us to validate our business model and prepare the ground for 2025, where we are confident we will be able to add value to many more developers and investors. The demand for new forms of financing continues to grow, and both Barcelona and Spain represent key markets for this type of innovation. –Nicolás Araujo Müller.